Financial Inclusion and Access to Social Security Schemes

Programs

Sustainable livelihood development requires not only skill and market access but also financial security and social protection. SSA promotes financial inclusion and ensures last-mile linkage to state and central government social security schemes.

Financial Security & Social Protection Goals

Enhance Economic Security

Strengthen artisans’ economic security and resilience to shocks.

Promote Inclusion

Encourage the adoption of formal financial systems (bank accounts, digital services).

Secure Social Protection

Ensure artisans are aware of and connected to state and central government social security schemes.

Who We Serve

Women artisans and producer groups; artisans - especially women from marginalized backgrounds.

In alignment with SSA's mission to build resilient artisan communities, the focus is on financial security and social protection.

Financial Inclusion & Access Pathways

Promoting Financial Inclusion

Enhancing financial literacy through group-based training and enterprise-level handholding.

Encouraging artisans to open and operate bank accounts and access digital financial services

Facilitating linkages for credit, insurance, and savings instruments.

Encouraged to adopt transparent accounting practices

Access to Government Schemes

Awareness drives and workshops on various schemes.

Health insurance (Ayushman Bharat)
Life/accident insurance (Pradhan Mantri Jeevan Jyoti Bima Yojana, PMSBY)
Pension schemes (PM Shram Yogi Maandhan Yojana)

Welfare entitlements under the National Handloom and Handicraft programs

Last-Mile Connectivity

Utilizing a cluster-based facilitation model where local coordinators act as community resource persons.

help artisans navigate bureaucratic processes and fill forms.

help artisans prepare necessary documentation

How We Secure Access: Cluster-Led Community Facilitation

Cluster-Based

Adopts a cluster-based facilitation model to bridge the gap between policy intent and on-ground access.

Partnership-Driven

Leveraging networks across multiple districts and partnerships with Fair Trade organizations.

Sustained Support

Coordinating with Producer Groups to maintain updated beneficiary lists and ensure renewal and continuity of coverage.

Building Resilient & Empowered Communities

SSA’s vision is to build empowered, equitable, and sustainable artisan communities. Financial inclusion enhances savings habits and encourages entrepreneurship. Social security schemes provide essential safety nets protecting health, income, and dignity – creating lasting empowerment for marginalized artisan communities.

Program Impact & Outcomes

Enhanced savings habits and reduced dependency on informal credit.

Access to social security schemes provides a safety net that safeguards health, income, and dignity.

Strengthening artisans’ economic security, resilience to shocks, and inclusion in formal systems.

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If you work with an artisan or grassroots group needing assistance with capacity building, we'd love to hear from you.

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