Microenterprise Finance Initiative Program

Programs

SSA has developed a program that provides both working capital and infrastructure finance tailored to the needs of producer groups and artisan-owned enterprises, addressing the persistent gap in formal credit access.

Micro-Enterprise Finance Goals

Bridge Credit Gap

Provide access to timely and affordable finance for growth and sustainability.

Enable Inclusive Growth

Ensure financial intervention translates into improved productivity, compliance, and long-term sustainability.

Modernize Production

Help small enterprises invest in essential facilities and technologies, including environmental and safety infrastructure.

Who We Partner With

Small producer enterprises in the craft and handmade sector, especially those led by women and based in rural and semi-urban clusters.

Access to timely and affordable finance is crucial for growth, but there is a persistent gap in formal credit access.

Finance for Growth: Working Capital & Infrastructure

Working Capital Support

Facilitating short-term working capital loans for immediate liquidity needs.

Financing against Sasha’s confirmed export and domestic wholesale orders
Supporting raw material procurement, artisan wage payments, and production timelines
Financial support for stock building for domestic retail and participation in exhibitions and fairs.

Infrastructure and Asset Financing

Providing support finance to upgrade work sheds, production units, and common facility centers with tools and machines.

Installation of Effluent Treatment Plants (ETPs)
Solar power systems
Rainwater harvesting structures
Toilets
Fire safety measures

Mission-Driven Finance: Compliance & Sustainability

Enterprise-Ready Finance

Designed as an enabler of inclusive enterprise development, not merely a credit facility.

Built-In Capacity Building

Each financial intervention is supported by capacity-building inputs (financial literacy, business planning, and record-keeping support).

Purpose-Driven Enterprise Development

Investments improve compliance with Fair Trade and environmental standards.

Financial Outcomes

Empowers producer groups to manage larger orders and modernize production facilities.

Enables enterprises to reduce dependency on informal high-cost borrowing and stabilize cash flow.

Fuels both livelihood resilience and sustainable enterprise growth through ethical, mission-driven finance.

Enables enterprises to expand employment opportunities within local communities

Related Case Studies

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